Indian Income Tax Calculator FY 2025-26

1 Basic Details

2 Income

3 Deductions

Financial Year

Age Group

Salary Income

Gross Salary (Annual, ₹)

Exempt Allowances (HRA, LTA — Old Regime)

Other Income

Interest Income (Savings / FD / Others, ₹)

Rental Income (Annual, ₹)

Interest on Home Loan (Self-Occupied — max ₹2L)

Interest on Home Loan (Let-Out Property)

Digital Assets

Income from Digital Assets (Crypto — taxed at flat 30%)

Deductions below apply only to the Old Regime. The New Regime allows only the standard deduction (₹75,000).

Section 80C (PPF, ELSS, LIC, EPF — max ₹1.5L)

Section 80CCD(1B) (NPS — max ₹50K)

Section 80D (Medical Insurance)

Section 80E (Education Loan Interest)

Section 80G (Donations)

Section 80TTA (Savings Interest — max ₹10K)

Other Deductions (80EEA, 80U, etc.)

Tax Comparison — FY 2025-26

Your estimated tax liability under both regimes

New Regime

₹0 / year

Gross Total Income	—
Standard Deduction	—
Net Taxable Income	—
Tax on Normal Income	—
Tax on Digital Assets (30%)	—
Rebate u/s 87A	—
Surcharge	—
Health & Edu. Cess (4%)	—
Total Tax Payable	—

Old Regime

₹0 / year

Gross Total Income	—
Exempt Allowances	—
Standard Deduction	—
Chapter VI-A Deductions	—
Home Loan Interest	—
Net Taxable Income	—
Tax on Normal Income	—
Tax on Digital Assets (30%)	—
Rebate u/s 87A	—
Surcharge	—
Health & Edu. Cess (4%)	—
Total Tax Payable	—

₹0

You save with the New Regime

New Regime Slabs — FY 2025-26

Income Slab	Rate
Up to ₹4,00,000	Nil
₹4,00,001 – ₹8,00,000	5%
₹8,00,001 – ₹12,00,000	10%
₹12,00,001 – ₹16,00,000	15%
₹16,00,001 – ₹20,00,000	20%
₹20,00,001 – ₹24,00,000	25%
Above ₹24,00,000	30%

Old Regime Slabs — FY 2025-26 (Below 60 yrs)

Income Slab	Rate
Up to ₹2,50,000	Nil
₹2,50,001 – ₹5,00,000	5%
₹5,00,001 – ₹10,00,000	20%
Above ₹10,00,000	30%

Disclaimer: This calculator provides an estimate based on FY 2025-26 (AY 2026-27) slabs announced in Union Budget 2025. Digital assets are taxed at a flat 30% (Section 115BBH) with no deductions allowed. Rebate u/s 87A is not applicable on special-rate income. Actual tax liability may vary — consult a qualified tax professional for precise calculations.